Some of these are
1. Credit history or credit report is, in many countries, a record of an individual's or company's past borrowing and repaying, including information
2. a report detailing a borrowers credit history including payment history on revolving accounts (eg credit cards) and installment accounts (eg car loan). A credit report also includes information found from public records including tax liens and judgments.
3.a record that lists all past and present debts and the timeliness of their repayment; it documents an individual's credit history.
Credit reports can be obtained from the company that the user has obtained loan or money from. Credit statements are also sent every quarter to the individual's home.
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